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Utah Mortgage Continuing Education Utah - DRE Courses

Packages

9-Hr. UT-DRE MLO 2024 Late CE Package

Total Hours: 9 National: 8 state: 1
$135

Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

Courses included in this package:
  • Late CE 8 Hour SAFE Comprehensive: 2024 Mortgage Loan Originator Course
  • Late CE 1 Hour UT-DRE SAFE: 2024 Utah Law Review Course

9-Hr. UT-DRE MLO 2025 CE Package

Total Hours: 9 National: 8 state: 1
$165

This complete package includes all 9 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in Utah.

Courses included in this package:

  • 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course
  • 1 Hour UT-DRE SAFE: 2025 Utah Law Review Course

Individual Courses

1 Hour UT-DRE SAFE: 2024 Utah Law Review Course

Total Hours: 1 National: 0 state: 1 Approval Number: 16545
$39

A mortgage loan originator (MLO) licensed Utah is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour on elective content
  • One hour on Utah-DRE specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

Late CE 8 Hour SAFE Comprehensive: 2024 Mortgage Loan Originator Course (#15312)

Total Hours: 8 National: 8 state: 0 Approval Number: 16553
$155

This online self-study course satisfies the eight hours of 2024 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
  • One hour on elective content

8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course

Total Hours: 8 National: 8 state: 0 Approval Number: 16510
$155

This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
  • One hour on elective content

1 Hour UT-DRE SAFE: 2025 Utah Law Review

Total Hours: 1 National: 0 state: 1 Approval Number: 17146
$39

A mortgage loan originator (MLO) licensed Utah is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour on elective content
  • One hour on Utah-DRE specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

State Requirements for Utah

Utah Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 
  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of electives

  • 1 hours of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

*NOTE: In addition to other required continuing education, a mortgage loan originator licensed with the State of Utah on or after May 8, 2017, shall, beginning January 1, 2020, complete a division-approved continuing education course for new loan originators prior to their first renewal. These five hours are in addition to the 9 hours of annual CE already required for MLOs (8hrs + 1hrs of UT-specific). The 5hr post-licensure course is required to be completed by October 21, 2022.

Course Duplication:

A licensee may not take the same CE course two years in a row. 

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.