2 Hour NJ SAFE: 2025 New Jersey Law Review
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For National
National Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of electives
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Course Duplication:
A licensee may not take the same CE course two years in a row.
Seat Time: Seat time will be enforced and our online course delivery system manages this requirement.
National Contact Details for Mortgage Continuing Education
National Division of Banking and Securities
Phone: 907-465-2521
Email: mortgagelending@alaska.gov
Website: National Department of Commerce, Community & Economic Development: Division of Banking & Securities
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing