22-Hr. TN MLO Pre-Licensing Premium Package
This package includes all 22 hours of Pre-Licensing education required to become a mortgage loan originator (MLO), as well as Exam Prep Edge to help you pass your exam, an eTextbook, and credits for your first renewal package!*
This package includes:
- 20 Hour SAFE Comprehensive: Mortgage Loan Originator Pre-Licensing Course
- 2 Hour TN SAFE: State Pre-Licensing Course
- SAFE Mortgage Loan Originator Exam Prep Edge
This 20 hour course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:
- Uniform state content
- General mortgage knowledge
- Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations
The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.
This package also includes access to Residential Mortgage Lending Principles and Practices, 7E, an eTextbook full of great information on the mortgage loan industry. You will have access to this eTextbook including benefits such as sharable notes, flashcards, and study guides for one year.
*Includes 8 Hour SAFE Comprehensive: 2022 Mortgage Loan Originator Course.
An individual seeking a mortgage loan originator (MLO) license in Tennessee is required to complete 20 hours of NMLS-approved education. Of this requirement, two hours of TN-specific law must be completed. This online self-study course satisfies the two hours of required state-specific education.
Within this course, students will spend time reviewing state regulations and acts impacting MLO activities; perusing scenarios, examples, and case studies; and completing activities to demonstrate understanding of the content.
State Requirements For Tennessee
Tennessee Requirement Details for Mortgage Pre-Licensing Education
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3 hours of federal law
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3 hours of ethics
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2 hours of non-traditional mortgage lending
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10 hours of electives
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2 hours of Tennessee law
Seat time will be enforced and our online course delivery system manages this requirement
NMLS ID Registration:The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.
Licensing Exam:he licensing exam is administered by NMLS. Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.
Tennessee Department of Financial Institutions
Phone: 615-741-2236
Email: askmortgage.licensing@tn.gov
Website: Tennessee Department of Financial Institutions
Tennessee MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing