1 Hour SC-DCA SAFE: 2025 South Carolina Law Review
A mortgage loan originator (MLO) licensed by the South Carolina Board of Financial Institutions (BFI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of South Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For South Carolina
South Carolina Requirement Detail for Mortgage Continuing Education
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Course Duplication:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
South Carolina Contact Details for Mortgage Continuing Education
South Carolina Department of Consumer Affairs
Phone: 803-734-4200
Email: SCMortgageBroker@scconsumer.gov
Website: South Carolina Department of Consumer Affairs
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing