1 Hour RI SAFE: 2024 Rhode Island Law Review Course
A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Rhode Island-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For Rhode Island
Rhode Island Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
Rhode Island Contact Details for Mortgage Continuing Education
State of Rhode Island Department of Business Regulation
Phone: 401-462-9503
Email: emilia.giorno@dbr.ri.gov
Website: State of Rhode Island Department of Business Regulation
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing