20-Hr. MLO Pre-Licensing Standard Package
This package includes 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO), as well as Exam Prep Edge to help you pass your exam.
Individuals who wish to become a mortgage loan originator (MLO) are required to complete 20 hours of pre-licensing education, in accordance with the SAFE Act, which includes:
- Three hours on federal mortgage-related laws
- Three hours on ethics
- Two hours on non-traditional mortgage products
- 12 hours of electives
This course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:
- Uniform state content
- General mortgage knowledge
- Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations
The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.
State Requirements For Georgia
Georgia Requirement Details for Mortgage Pre-Licensing Education
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3 hours of federal law
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3 hours of ethics
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2 hours of non-traditional mortgage lending
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12 hours of electives
Seat time will be enforced and our online course delivery system manages this requirement.
Pre-Licensing Final Exam:
Final exams must be passed with a minimum of 70%.
Licensing Exam:
The licensing exam is administered by NMLS. Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.
Georgia Contact Details for Mortgage Pre-Licensing Education
Georgia Mortgage Licensing:
- Georgia Department of Banking and Finance
- Phone: 770-986-1633
- Email: newapps@dbf.state.ga.us
- Website: https://dbf.georgia.gov/mb-brokers-lenders-and-originators
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing